Built by a dividend investor, for dividend investors

Turn Every Paycheck Into Passive Income

Front-load high-yield dividend ETFs, borrow smart on margin, and build a cash flow machine that replaces your salary.

Get Started FreeSee How It Works
$2.4M+
Portfolio value tracked
11.8%
Average portfolio yield
847
Dividends tracked monthly
24 mo
Avg. time to FIRE crossover
How It Works

From paycheck to passive income in 3 steps

Our platform guides you through every deposit, optimizing for maximum yield while keeping your margin risk in check.

01

Deposit Your Paycheck

Enter your deposit amount and our optimizer scores every holding across 15 factors — yield, momentum, ex-date proximity, cost basis gap, and more — to recommend the optimal allocation.

02

Earn Dividends Monthly

High-yield ETFs like CLM, CRF, QQQI, and YMAX pay monthly distributions. Track every dollar flowing in with our dividend calendar and income dashboard.

03

Live Off The Cash Flow

As dividend income grows, it covers more of your expenses. Use margin strategically to front-load your positions and accelerate the timeline to full financial independence.

Features

Everything you need to live off dividends

Purpose-built tools for the margin-income FIRE strategy. No fluff, no generic portfolio tracking.

Deposit Optimizer
Our 15-factor algorithm analyzes yield, momentum, ex-dates, and more to tell you exactly which shares to buy with each paycheck.
Margin Safety Score
Real-time 0-100 safety gauge for your leverage. Know your risk at a glance with maintenance buffer, concentration, and volatility analysis.
FIRE Projections
120-month forward model showing exactly when your dividend income will cover all your expenses. Watch the crossover date move closer.
Dividend Calendar
Track ex-dates, pay dates, and projected income per month. Never miss a distribution or get caught off-guard by a schedule change.
Budget Planner
Zero-based budget tied directly to your dividend income. Allocate every dollar of cash flow to expenses, reinvestment, or margin paydown.
Brokerage Sync
Connect Robinhood, Schwab, Fidelity and more. Auto-populate your holdings, cost basis, and margin balances — no manual entry.

Not just another portfolio tracker

Generic tools track what you own. We tell you what to buy next, how much margin is safe, and when you can quit your job.

15-factor deposit optimizer
Manual allocation
Margin safety scoring
No margin awareness
Dividend FIRE projections
Generic retirement calculators
Zero-based dividend budget
Basic expense tracking
Free Tools

Try our calculators — no signup required

Explore the strategy risk-free with our public tools. Sign up when you're ready to track your real portfolio.

ETF Compare Tool

Compare yield, expense ratios, NAV discount, and risk metrics side-by-side.

Paycheck Simulator

Model how recurring deposits compound through dividend reinvestment over time.

Margin Calculator

Calculate buying power, maintenance requirements, and margin call thresholds.

FIRE Calculator

Estimate when your dividend income will fully cover your living expenses.

Start Building Your Cash Flow Machine

Join investors who are turning every paycheck into passive dividend income. Free to start, no credit card required.

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